Nearly 20 years ago, Dave began his radio show in Nashville, Tennessee, just a few years after he climbed out of bankruptcy. The painful reality of his life story feeds the compassion and sincerity he has for each caller. He's been in their shoes, he gets it. Dave has the ability to connect with listeners, and they trust him. They respond to the tough-love. They appreciate the straight talk. Dave is more than the get out of debt and cut up your credit cards guy, he also walks his callers through their worst money situations and celebrates with them when they reach the other side of debt. All the while, engaging listeners along the way. Dave is a voice of hope when people need it most. They know he won't steer them wrong.