Hello, I'm Dave Ramsey, I began my radio show in Nashville, Tennessee in 1992, just a few years after climbing out of bankruptcy. The painful reality of my life story feeds the compassion and sincerity that I have for each caller; I have been in their shoes and I get it. I have the ability to connect with listeners, and they trust me. They respond to the tough-love and they appreciate the straight talk. I am more than the help you get out of debt and cut up your credit cards guy, I also walk my callers through their worst money situations and celebrate with them when they reach the other side of debt. All the while, engaging listeners along the way. I am a voice of hope when people need it most and they know I won't steer them wrong.